What kind of debt can I negotiate...
We can help settle unsecured debt such
as credit card debt, department cards, loans to major debtors,
judgments, medical loans, collections, IRS, repos, and past
due utilities.
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Whats needed to qualify...
Its simple, you must have a combined
total debts of over $5,000.00, more than one unsecured debtors
you owe this too, a resident of the U.S, and that's it you
qualify. It's that easy, now you can fill out our form below
of a free debt consolidation quote.
What exactly is debt settlement...
debt relief is the process by which we
negotiate with your creditors to obtain better repayment terms
for you on existing bills. Under our debt negotiation program,
monthly payments are often lowered and interest charges are
reduced - even to levels between 0 and 5%! You save thousands
of dollars in interest rates through a reduced payoff period,
saving you years or even decades of payments.
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Why would the creditors be willing to
lower my payments...
creditors are willing to participate in
debt negotiation hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
settle also lessens the likelihood of the client declaring
bankruptcy.
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Will my employer be contacted or report
to the credit bureaus...
No. We will not contact your employer or
report to the credit bureaus. A free debt settlement quote has
no obligations and no credit check.
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how much are the fees...
Our credit counseling agency does
require a nominal contribution on your part to enroll in the
debt consolidation service. This nominal fee covers operation
costs and will be included in your monthly payment. Our fee is
lower than other credit couseling organization.
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Can I still use my credit card...
You cannot use any credit cards that are
put in the debt negotiation plan and we will be happy to
explain all the details and what's expected from you by your
debtors in our free consultation.
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What do I need to do to get started...
All you need to do is to fill out our
form below for a free debt reduction quote, we will do the
rest for you at no obligation and of course completely
confidential.
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Will debt relief hurt my credit...
We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score.
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How will I know when payments are made
on your program...
Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
